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11/231 Dated 14 May 2005

Your session has not been authenticated or has timed out. The Customer may not object nor shall be entitled to any right or damages of whatsoever nature from the Bank. List of Banks No.39, CRB:14150, BDL Authorization No.

11/231 Dated 14 May 2005Please Rotate your screen to portrait, for best viewing.

3.

1. ** For the purpose of protecting the banking secrecy, and the rights of both the Customer and the Bank, the Bank reserves the right to choose, at its sole discretion, the best timing and the best way for contacting the Customer even if the Customer has already chosen a different way and timing to be contacted. We will be glad to receive your input and get back to you as soon as possible. Please log in again. Contact the Customer Experience Unit

List of Banks No.39, CRB:14150, BDL Authorization No.

P.O.Box: 11-1912 Riad El-Solh, Beirut 1107 2807, Lebanon Phone: +961 1 743300 – 738938 Designed and Developed by

The Customer Experience Unit is purposely designed for Byblos Bank clients.

Its mission is to enhance customer satisfaction by evaluating and monitoring all factors that may affect the customer experience. You may be expanding your business, considering a new investment, or starting a family: whatever it is, if it’s important to you, it’s important to us.

Find more Banks on YellowPages Lebanon Byblos Bank S.A.L., Byblos Bank Headquarters, Elias Sarkis Ave., Ashrafieh, BeirutList of Banks No.39, CRB:14150, BDL Authorization No. Limitless access to your foreign currency funds

Contact your Branch Fast, easy and efficient.

11/231 Dated 14 May 2005

Byblos Bank S.A.L., Byblos Bank Headquarters, Elias Sarkis Ave., Ashrafieh, Beirut. Byblos Bank S.A.L., Byblos Bank Headquarters, Elias Sarkis Ave., Ashrafieh, Beirut.

In keeping with this commitment, we would be very grateful if you would be so kind as to submit your feedback through any of the following channels: 4. 11/231 Dated 14 May 2005Please Rotate your screen to portrait, for best viewing. Check Byblos Bank Branches, Address & Map, Telephone, Email address, Website . Phone number: + 961 1 20 50 50 Fax number: + 961 1 334554 11/231 Dated 14 May 2005 Back At Byblos Bank, we want to make sure our clients receive the best possible service, and we need YOU to help make it happen. Staffed by specialized Customer Service professionals, Byblos Bank’s Call Center is our clients’ main point of contact for all local or international inquiries, including questions about ATMs, Apps, Internet Banking, etc. Please feel free, therefore, to call or visit your branch to get the advice and information you need. Staffed by specialized Customer Service professionals, Byblos Bank’s Call Center is our clients’ main point of contact for all local or international inquiries, including questions about ATMs, Apps, Internet Banking, etc. Your input – in the form of inquiries, comments, suggestions and/or complaints – is an essential part of our never-ending quest to provide superior service and continually improve every aspect of the customer experience. Some issues have to be addressed face-to-face, and our branch personnel are ready to help.

Online access to Byblos Bank is restricted to authorized users.

Keeps you in control of your finances from anywhere, anytime List of Banks No.39, CRB:14150, BDL Authorization No.

2. Communicate directly with Customer Service If you need further assistance, please contact your bank … Fill in the Online Feedback Form

Send a Mail Verdun – Rachid Karami St., BLOM BANK Bldg. Byblos Bank S.A.L., Byblos Bank Headquarters, Elias Sarkis Ave., Ashrafieh, Beirut. Byblos Bank S.A.L., Byblos Bank Headquarters, Elias Sarkis Ave., Ashrafieh, BeirutList of Banks No.39, CRB:14150, BDL Authorization No. Individuals attempting unauthorized access will be prosecuted. Your suggestions or concerns will help us identify ways to improve and propose new methods to serve you better.